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Credit scores take into account a variety of factors, which can include the type of credit card account (such as a co-brand card) but many other factors as well, including your payment history, other credit accounts you may have, your outstanding balances versus total. This means you need at least fair credit to get approved for this card. maxfields potsdam Shop & get free shipping. Credit scores take into account a variety of factors, which can include the type of credit card account (such as a co-brand card) but many other factors as well, including your payment history, other credit accounts you may have, your outstanding balances versus total. The Kohl’s Rewards® Visa may have an impact on your credit score, and such impact may be either positive or negative. Find out how to get 35% off your first purchase, free shipping, and more benefits with a Kohl's Card. baltimore md homes for sale